Experts in Risk and Credit Solutions for Financial Institutions
Some of Our Success Stories
Decisional Engine
Online Consumer Credit
Banco Peru
Implementation of an Onboarding system on the bank client's web page. Evaluation, Curse and Remote Formalization of consumer credit operations 100% online.
Decisional Engine + CEC
eMarketPlace
Factoring Ecuador
Invoice financing system, financed by the main banks in Ecuador and issued by customers of the main retail chains in the country.
Decisional Engine + HUB
Decisional Engine TCR, LCR
Banco Bolivia
Implementation of Decision Engine for the Bank, integrated to all its systems, via APIs, integrated to external data sources, for its Consumer Credit, TCR and LCR products.
MPortal + Desitional Engine
E-Factoring Online
Banco Colombia
Platform that allows customers to self-serve; perform digital On Boarding, Upload XML of Invoices, tax and financial information to obtain an online pre-assessment.
Portal + Decisional Engine
Lease Evaluator
Renting Mexico
Evaluation portal for car leasing companies that allows to evaluate the lessee and obtain automatically and online all the documents for signature.
Portal + Decisional Engine
Mobile LCR Evaluator
Telco Chile
Platform that allows TELCO's customers to be evaluated in the field, delivering product offers according to the information provided and their risk profile.
Portal + Decisional Engine
Renting Evaluation
U.S. Financial
Evaluates the customer on the Renting website and delivers the best offer according to the decision rules configured in the Decisional Engine generates lease documents and is finalised with FEA.
Portal + Sales Machine
Lead Manager with AI
Bank in Mexico
System implemented in the Bank for the sale of credit insurance that allowed to reduce the number of executives, handle counter-offers, cross-seller and upseller immediately.
Some of the Latin American companies that rely on our business solutions.
EASY RMS
Decisional Engine
Expert Credit Application Evaluation System
Integration of all public and private
private data via Biometrics
Customer Score Calculation
Expert Policies for all industries
industries (Factoring, Consumer,
Suppliers and all types of
Financing)
Analyses the performance of your portfolio
and allows you to adjust customer clusters
for your company's BAI target
Pricing Our Solutions Whiteboard
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INTEGRATIONS
100% Apificados systems, integrated with all ERP, CRM World Class, microservices architecture.
RECILIENCY
Global infrastructure; physically independent, isolated regions connected by networks with a high level of performance and redundancy.
VBS architecture with a processing capacity of 26,000 operations per second.
CERTIFICATIONS
AWS standards ISO/IEC 27001:2013, 27017:2015, 27018:2019, 27701:2019, 22301:2019, 9001:2015 and CSA STAR CCM v4. 0.
LATAM SUPPORT
Local support for Mexico, Colombia, Peru, Ecuador, Argentina, Chile and others.
IMPLEMENTATION
100% Cloud AWSApplianceDatacenterHybrid; Cloud and Datacenter
Testimonial
"Expert Choice has been very beneficial in terms of timing. He understands the scope of what we want. We have proximity, with Rodrigo and his team, which means we work with the solution architect, with their business manager, as we need to. And on the other hand, there is also all the knowledge they already have of the market. So we have no doubt that it's Expert Choice US LLC. It's going to do extraordinarily well.
Anibal Jara ,Focal Point Telefónica Chile
"Expert Choice, with whom we have been working for five years here, and I have known Jose Hernado for about eight years. So the truth is that we feel very comfortable, very comfortable working with this company. We have had a good, a very good alliance and we have had very good results".
Fernando Castrejón,General Manager Gea Internacional (Peru)
"Here it is not only a question of the quality of the software they have, which is very good, but what we value greatly is basically the availability of time and the quality of attention we have every time we have had a problem or a situation that needs to be corrected quickly".
Tirso Gonzalez,Hites Risk Manager
"The truth is that the arrival of Expert Choice in Mexico City and throughout the country, Mexico through Antonio Zubillaga, has been a great experience for us, because for Lokal It, it has been a strategic partner for the provision of credit based on these tools and the support they have given us. We are very happy that Expert Choice has come to Mexico because we have created these strategic alliances and that Lokal It Corporation has helped us a lot in providing loans and they have been very effective for all these micro businesses".
Julián Alonso Macías,CEO of Lokal It Corporation
"So we have had a long relationship, a very good relationship, not only for the long term, and the wish for this opening in the United States is the best of success, the greatest success, an interesting opening, a new market. They have experience facing different scenarios of volatility, of entropy. So my wish and the best of success, you can say. I think a nice opportunity they are going to come out ahead."
Alejandro Enriquez,Risk Manager Coval
"Well, this way. Rodrigo Valdivieso CEO of Mundo Crédito, the first 100% digital finance company in Chile, and I would like to take this opportunity to send a big greeting to Rodrigo, to the entire Expert Choice team and wish him the best in the world in his new challenge. I would also like to take advantage of this mini-recording to tell you a little bit about why we have always worked with them. And the truth is that I would always like to highlight the commitment, professionalism and dedication that they have had in all their work. So again congratulations and a big hug. Goodbye."
Rodrigo Valdivieso,CEO Mundo Crédito
"Expert Choice who will be starting this new challenge by opening their doors in the United States. We wish them the best, the best success in this journey that they are starting to accomplish from now on. And well, from Penta Financial, our best wishes and collaboration is what you need. A big, strong hug to all of you.
Andrea Hernández,Digital Transformation Manager Penta Financiero
"They provide solutions that are tailored to the needs of the different tools that one requires, risk management, collection management, which is what I specialised in and then in my time at Telefónica and at AFP Provida.
Claudio Solis,Collection Manager AFP Provida
"I consider him to be a great expert on credit modelling and risk solution development. He is one of my great mentors in my professional career. So I just want to leave you with my message of success and good fortune for the project you are launching in the United States. Best regards."
Claudio Ceballos,Chief Operations and Risk Officer Mills Capital Group
"Congratulations because this is a new step in this career you are making. You are very good at what you do. I have seen you grow, I have seen that you have done things in different countries in Latin America or through Santander, also in Spain. So I congratulate you, I congratulate you, I wish you the best of luck. And to all those who are part of this Expert Choice family, good luck in this new venture, in this new departure, and the best of success".
Fabian Cianciolo,Markets Operations & Technology South Cone Head at Citi
"Having had Expert Choice S.A. as a supplier on different occasions has been a very good experience for me, both from the point of view of the willingness of the entire team and the technical knowledge they have demonstrated in all matters relating to Credit Risk. For me, they are a company that I can totally recommend, as they meet the expectations that one has when relying on external experts in technical matters".
Francisco Montesino,Hites Risk Manager
"Expert Choice has provided us with an excellent service since it became a supplier. What stands out is the service philosophy that permeates each of their actions, their ability to structure responses to specific demands, in short, the Expert-Choice executives put themselves in our shoes and recognise our needs.
We have chosen Expert-choice's services because they bring added value to our decision making, in our case, associated with the granting of massive loans, and we plan to continue developing other projects of great interest for an increasingly competitive industry.
William Sherrington,Nissan Risk Manager - Marubeni
"My experience with Expert Choice S.A. is one of total satisfaction, they have been an agile, proactive supplier that has provided me with a truly 7x24 service. When I have required urgent and high priority developments, they have responded professionally in both form and substance, so, for me, it is a company that I can totally recommend".
"Expert Choice has been very beneficial in terms of timing. He understands the scope of what we want. We have proximity, with Rodrigo and his team, which means we work with the solution architect, with their business manager, as we need to. And on the other hand, there is also all the knowledge they already have of the market. So we have no doubt that it's Expert Choice US LLC. It's going to do extraordinarily well.